Javajune's Blog

Someone once said… “Laugh as much as you breathe and love as long as you live.”

No Family Vacation just a gifting Circle Nightmare

Please welcome BadMomma to the sofa.

I can’t believe I gave our vacation fund to a group of women who promised me friendship and easy money. I met this stranger in the McDonald’s parking lot and handed her an envelope  with 5k of my families savings inside. I knew very little about her, only that she was a friend of my neighbors and sounded very persuasive on the phone. She said this was totally legal and not a pyramid scheme. Why then, did we have to meet in the Micky D’s parking lot and why did I hand her 5k in cash in an unmarked envelope. I didn’t get a receipt or even her phone number for that matter, she had called me.

I am a grown woman with a college degree,  two kids and a husband who is a professional. This doesn’t sound like an act of a responsible or even remotely intelligent woman.  My Husband and I had been saving the money to take our kids on a trip to Disney World this year.  I didn’t tell my hubby I was doing it- not even my best friend. My neighbor was so convincing and told me that she had invested and received twice and now 80k richer. I haven’t notice any difference in her lifestyle, she isn’t driving a new Beamer. She said she’d put the money away for her son’s college fund and I believed her.

I just wanted to get ahead and make a substantial contribution to the family finances- a little savvy investment of my own. Instead I think I may have blown our dream vacation to Disney. How will I tell my husband or explain it to the kids? I don’t think my little investment is going to pan out. It has been almost 8 months and I have moved up only one space in the heart. At this point I will never make it to the receiver position.  My neighbor told me to be patient because this group is moving a little slower than most. Our vacation is set for April and I still have a long way to go before the pay out.

I can’t believe I was so stupid. If it sounds too good to be true- well you know the rest!

Junie: How sad for your family. I myself have been approached to join one. I will admit temptation but I’m happy to say I turned my friend’s invitation down. I hope things turn around for you before April. Good luck!


December 14, 2008 Posted by | confessions, family woes, should be illegal | , , , , , , , , , | 16 Comments