Javajune's Blog

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Junie here with a couple comments and a little reminder. The controversy over Gifting Circles rages on and I appreciate the many comments and views from the Sofa Diary readers. Let’s keep in mind that we are all on the same side here. The sofa diary is meant to be a fun read and a  stress reliever for all. It gives everyone a chance to vent or confess anonymously. Please remember that you never have to use your real name in your confession or comments. This blog isn’t meant to expose anyone. We are all here to support each other and I do see a lot of very supportive comments here. Thank you to my regulars for giving your 2 cents and support to our confessors.  I don’t contact my confessors or commenter’s, except to say your secret is posted, but if you have a question or need an answer please email me at sofadiary@yahoo.com and I will answer back.  I am the only one who reads this email- so your secrets are totally safe with me. Remember things are tough out there and everyone has their own way of making it through whether it’s a gifting circle or standing in the unemployment line.  We all need to stick together and make this a better 2009. We will table the Gifting Circle discussion for today but revisit it in the near future. I think everyone is curious to see how this works out for those who are involved. For thoses of you who have invested keep us posted or email me and I will let everyone know.  These groups are an interesting sign of the times if nothing else.  I appreciate you all very much!  Thank you and good luck to everyone.

jj

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January 12, 2009 Posted by | confessions, me, secrets | , , , , , , , , , , , | 2 Comments

Gifting Circle Madness

velvet-sofaHappy New Year Sofa Diary readers. I thought I would break into your regularly scheduled confessions to talk a little about a hot topic here on Javajune’s blog. Some time ago I posted my confession about being tempted to join a gifting circle of friends and since then we’ve had a confession from a woman who joined a gifting circle in her area.  I would like to open the floor (sofa) up for questions, comments and truths about these groups that seem to be popping up everywhere across the country right now. We have had comments for and against their existence on the two previous posts.

For those of you who don’t have clue about Gifting Circles the following is a brief description of how they work. Of course it is my take on the matter and I myself am not involved in one, so if I misspeak please feel free to correct me. Gifting Circles involve a group of people who come together for the soul purpose of  making money and friends. Each member contributes a sum of money, 5k seems to be popular, and the person in the receiver postion collects all the money. Then new blood is brought in with their money and the next person in line collects the dough. It could take months, weeks or even years for you to collect depending on how quickly your group gets new members and where you are in the circle.

I have been told it is an illegal pyramid scheme by some and that is not illegal or a pyramid scheme by others. This topic is one of the most hit-on subjects on my blog and generates a lot of controversial discussion and comments. Feel free to throw your 2 cents or 5k in (just kidding) and tell us what you know or think about the matter. The tough economic times and lousy stock market seem to generating a few new money making ideas out there. I have to admit that it all sounds very enticing but mostly just interesting.

jj

January 9, 2009 Posted by | confessions, me, should be illegal | , , , , , , , , , , , , | 17 Comments